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Could a down payment program give you the boost you need to move up to your next home?

 

YES! In fact, our latest Homeownership Program Index found an increase in the share of programs without a first-time homebuyer requirement.

 

This means more homeownership programs can serve repeat and move-up buyers.

 

And keep in mind a first-time buyer is defined by HUD as someone who has not owned a home in the past three years. So, if you’ve owned a home before, but have been renting the past three years, you’re a first-timer again.

 

But, most new and repeat buyers don’t know about all their down payment options